Flood mitigation, tornado safe rooms, and FORTIFIED can make a property more insurable. Mitigation and FORTIFIED construction credits are the primary methods we see that allow policyholders and insurers to recognize the reduced risks enhanced construction methods can have.
A FORTIFIED designation can decrease the impact of the current insurance crisis for many policyholders. Many insurance companies and underwriters trust the reduced risk a FORTIFIED designation represents and can provide the insured with a more affordable and comprehensive policy.
A FORTIFIED Designation is issued by the Insurance Institute for Business and Home Safety once a home has been re-roofed or built to either of the FORTIFIED Roof, Silver, or Gold levels. A FORTIFIED Designation can increase the value of the home by 7%, and the house can now withstand up to Hurricane Category 3 level wind and rain and tornado EF 2 wind.
Many insurance carriers offer a discount. To make sure, give the underwriter a call.
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