Flooding is the most common, and costly, disaster. It happens in every state and everyone is in a flood zone.
You may think you don't need flood insurance, but over 20% of all flood insurance claims come from outside high-risk areas. You can protect you property starting with these resources.
- FloodSmart.gov - Are you at risk of being flooded? Easily find out, get tips, resources, and recommendations on where to buy and what to ask your insurance agent. The official site of the National Flood Insurance Program.
- NFIP - This site explains, in depth, FEMA's National Flood Insurance Program, which aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations.
- Floods.org - Find your local or State Flood Plain Manager and helpful resources.The Association of State Floodplain Managers (ASFPM) is the world's leading voice for sound floodplain management, science, and policy, with 36 U.S. chapters, and more than 17,000 members worldwide.
- Mitigation - You're not helpless and there are options. Flood vents, break-away walls and elevating your home can reduce your insurance costs and your risks. Just know, if you live in a flood zone and are paying a mortgage, you'll need flood insurance.