Having the right homeowner’s insurance is very important, but how can you ensure that your personal property is protected as well? Get in touch with your insurance agent to guarantee that your belongings are protected.

Before contacting your agent, go through and document as much of your personal items as possible. Make an inventory, take photos and video of your possessions. Items to document Include:

  • Furniture
  • Home appliances
  • Decorations
  • Dishes/cookware
  • Clothing
  • Computers
  • Televisions
  • Electronics
  • Fitness equipment
  • Tools
  • Jewelry
  • Any other items of value

For each of these items, estimate its value and add up the total cost. Present this number to your agent. From there, they will help determine how much coverage needs to be provided for your personal belongings.

For a free personal property cost calculator, visit:

https://www.shelterinsurance.com/insurance/rentersinsurance/personalpropertycalculator/