FORTIFIED Commercial Resources

IBHS’ FORTIFIED COMMERCIAL standards apply to both IBC and non-IRC residential applications

In an effort to reduce damage to commercial structures and help businesses re-open more quickly following severe weather, the Insurance Institute for Business & Home Safety (IBHS) developed FORTIFIED Commercial™, a voluntary, superior construction standard and designation program. 


FORTIFIED Commercial focuses on community-based and light to moderate commercial structures such as:

  • Multi-family residential/residential (when not governed by the IRC)
  • Template (“cookie-cut”) stand-alone buildings
  • Franchises (e.g., quick-service restaurants)
  • Hotels
  • Convenience stores/gas stations
  • Pharmacies/retail stores
  • Business services
  • Schools/municipal buildings
  • Mixed use

Excluded occupancies include high- hazard and appurtenances such as barns and sheds. 

Download this brochure.


Learn more about FORTIFIED Commercial

Find the FORTIFIED Commercial Standards 

Understand the Compliance Process

Submit an Application for Designation

FORTIFIED Commercial designations are currently only available in Alabama. If you build with FORTIFIED Commercial  standards  outside  of  Alabama  and  you meet the minimum requirements of FORTIFIED Commercial, you will receive a letter of compliance from your FORTIFIED Commercial Evaluator.