Map of Insurance Discounts and Savings

There are insurance discounts you may not know about. Shop your insurance or ask your agent to save.

Use this map or links below to see the FORTIFIED discounts, other programs, resources and funding available in your area. Learn more on our FORTIFIED Discounts page and browse your options in a list too. 

Contact us if you have any questions. Updated 6-2017.

Information for each state can include:

 FORTIFIED  Discounts Currently, four states offer discounts tied directly to FORTIFIED. *Oklahoma passed legislation May 2017 that will go into effect April 2018. 

Mitigation Programs and Other Incentives that FORTIFIED may qualify for in your State. 

There's a variety of discounts available to homeowners for specific upgrades and features. Remember, shop your insurance to save.

Roof characteristics
Age, Shape, Pitch, Condition

Sealed roof deck
(part of FORTIFIED Home Bronze) Sealing the seams between the plywood under your shingles/metal using special tape or a full peel and stick adhesive underlayment creates a secondary water barrier that prevents water from getting into your home. 

Opening protection
(part of FORTIFIED Home Silver) Windows, doors, and garages need to be protected during a Hurricane. Avoid plywood and duct tape (Both just don't work). Learn about the options on the FORTIFIED page.

Backup generators 
These typically need a hard wired interface into your home or you must plug appliances directly into the generator. NEVER plug your generator into a home outlet...and keep it 15 feet from your home. Learn more about generator safety from

Alarms and sensors
 Here where your house can help you. Sensors that detect leaks (water cut-off systems) and connected alarms that alert to fire and CO2 (Carbon Monoxide).

Metal roof credit 
These are small compared to a FORTIFIED discount, but savings are savings.

Combining auto, home and life insurance policies with one company.

View our map & list of FORTIFIED Discounts to see the discounts for building or retrofitting to FORTIFIED standards. They are renewable and transferable, unlike many other discounts and incentives.

FORTIFIED is the New Normal in Construction

Saves you money on insurance and backed by 20 years of research and testing. Let’s stop building the same way and expecting different results.